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STUDENTS CREDIT CARD
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ABOUT THE COMMITTEE
<h2 style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: medium; color: #0000ff;">The Student Credit Card Scheme in West Bengal, launched by the state government, aims to provide financial assistance to students for higher education. This initiative facilitates access to affordable credit for students pursuing studies in India or abroad, reducing the financial burden of educational expenses. Like other Intitutes Santal Bidroha Sardha Satabarshiki Mahavidyalaya helps students to take WBSCC facilities.</span></h2> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: medium; color: #0000ff;"><br /></span></p> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: large; color: #800000;">Key Features:</span></p> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: medium; color: #0000ff;"><span style="color: #3ac43a;">Loan Amount:</span> Students can avail loans up to INR 10 lakh with easy repayment options, which can be used for tuition fees, books, laptops, study tours, and other academic expenses.</span></p> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: medium; color: #0000ff;"><span style="color: #008000;">Low Interest Rates:</span> The scheme offers loans at a nominal interest rate of 4%, making it financially accessible for families across different economic backgrounds.</span></p> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: medium; color: #0000ff;"><span style="color: #3ac43a;">Flexible Repayment:</span> Repayment starts after a moratorium period of one year post-completion of the course, or six months after getting a job, whichever is earlier. The loan tenure can extend up to 15 years.</span></p> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: medium; color: #0000ff;"><span style="color: #3ac43a;">Eligibility:</span> Students who are residents of West Bengal and have passed the Class 12 examination are eligible. The scheme covers undergraduate, postgraduate, professional, and diploma courses in India and abroad.</span></p> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: medium; color: #0000ff;"><span style="color: #3ac43a;">No Collateral Requirement:</span> The scheme requires no collateral, and parents are co-borrowers, reducing financial barriers for students.</span></p> <p style="text-align: justify;"> </p> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: large; color: #800000;">Application Process:</span></p> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: medium; color: #0000ff;">Students can apply online through the official portal, providing necessary documentation such as admission letters, fee structures, and academic records.</span></p> <p style="text-align: justify;"> </p> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: large; color: #800000;">Impact:</span></p> <p style="text-align: justify;"><span style="font-family: "comic sans ms", sans-serif; font-size: medium; color: #0000ff;">The scheme empowers students by making higher education more accessible, promoting educational equity, and supporting career aspirations without financial constraints. </span></p> <p style="text-align: justify;"> </p> <h2 style="text-align: center;"><span style="text-decoration: underline; font-size: large;"><span style="font-family: "comic sans ms", sans-serif; color: #800000;">Members of West Bengal Student Credit Card Sub-committee</span></span></h2> <table style="margin-left: auto; margin-right: auto;" border="1" cellspacing="0" cellpadding="0"> <tbody> <tr> <td width="78" valign="top"> <p><span style="color: #339966; font-size: medium;"><strong>Sl. No.</strong></span></p> </td> <td width="180" valign="top"> <p><span style="color: #339966; font-size: medium;"><strong>Name</strong></span></p> </td> <td width="144" valign="top"> <p><span style="color: #339966; font-size: medium;"><strong>Member</strong></span></p> </td> </tr> <tr> <td width="78" valign="top"> <p><span style="font-size: medium; color: #0000ff;">1</span></p> </td> <td width="180" valign="top"> <p><span style="font-size: medium; color: #0000ff;">Dr. Nasreen Khan</span></p> </td> <td width="144" valign="top"> <p><span style="font-size: medium; color: #0000ff;">Nodal Officer</span></p> </td> </tr> <tr> <td width="78" valign="top"> <p><span style="font-size: medium; color: #0000ff;">2</span></p> </td> <td width="180" valign="top"> <p><span style="font-size: medium; color: #0000ff;">Mr. Biswajit Shyamal</span></p> </td> <td width="144" valign="top"> <p><span style="font-size: medium; color: #0000ff;">Help Desk Officer</span></p> </td> </tr> <tr> <td width="78" valign="top"> <p><span style="font-size: medium; color: #0000ff;">3</span></p> </td> <td width="180" valign="top"> <p><span style="font-size: medium; color: #0000ff;">Sk Amirul Haque</span></p> </td> <td width="144" valign="top"> <p><span style="font-size: medium; color: #0000ff;">Member</span></p> </td> </tr> </tbody> </table>
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